blog author
Senior Product Manager
Andrew Hammett is a Senior Product Manager at Covered, where he leads the development of innovative insurtech products. His work is deeply informed by his foundational career as a licensed P&C insurance agent and underwriter, giving him a unique, 360-degree perspective on solving challenges for consumers and carriers alike.
Explore 2025 home insurance costs, coverage types, and savings tips. Learn how location, risks, and policy choices impact premiums and protection.
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*Savings claim based upon averaging actual anonymized savings data for dwelling-only insurance rates paid (from July 2023 - June 2024) by customers of two of Covered’s largest mortgage industry partners across twenty-seven (27) US states. Bundles and non-dwelling insurance coverages were excluded.
† Net Promoter Score (“NPS”)® calculation averages post-purchase customer satisfaction surveys from 9/24/2024 - 2/28/2025. NPS® is a market research metric measuring customer satisfaction with a scoring calculation that incorporates both detractor and promoter customer feedback.
Quotes are presented solely for your convenience. Savings may vary. Rates are subject to change based upon the specific coverage you select and other factors that apply to your situation. CA License #0M81402, doing business as Cubbard Insurance Solutions in California.